Dublin CD Rates

Many Dublin seniors head south for the winter to the deserts around Palms Springs and Indian Wells. Take their cue and plan for your own comfortable retirement by making smart investments now. Dublin Banking Rates can help you find the best CD rates, IRA rates and money market rates out there.

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Managing your financial future requires research, and that requires lots of free time and effort. Let Dublin Banking Rates do all the investigating for you, so you can relax and watch your investments grow.

Current Dublin CD Rates News

03/09/10

LA wants to quit or alter two bank deals

Many municipalities have used swap deals in recent years to protect themselves from rising interest rates on floating-rate bonds. ...

03/09/10

Baltic Trading's IPO Raises $228 Million in Pricing at Low End

The ships will compete for cargoes in the spot market rather than seeking longer-term deals at fixed- charter rates, according to its filing. ...

 

Best Dublin CD Account Rates

Featured RateBank / Credit UnionAccount Type
2.05%
As of February 8, 2010

View Rate Details
Discover Bank
Discover Bank
CD Account
Highest Rates Recent Rate Changes
Best Rates (APY)Bank / Credit UnionAccount Type
2.00%
As of October 22, 2009
View Rate Details The Guernsey Bank CD Account
1.50%
As of January 12, 2010
View Rate Details Marion Community Credit Union CD Account
1.35%
As of February 8, 2010
View Rate Details Nationwide Bank CD Account
1.25%
As of January 12, 2010
View Rate Details Cooper State Bank CD Account
1.20%
As of October 22, 2009
View Rate Details American Chemical Society Credit Union CD Account
Bank / Account TypeRate ChangeDate
  Ohio Healthcare Credit Union - 6 Month CD Account 0.90% to 0.60% Mar 5, 2010
  Scott Associates Credit Union - 6 Month CD Account 0.90% to 0.65% Mar 5, 2010
  Kemba Financial Credit Union - 6 Month CD Account 1.10% to 1.00% Mar 4, 2010
  The Home Savings and Loan Company of Kenton, Ohio - 6 Month CD Account 0.55% to 0.55% Mar 3, 2010
  International Harvester Employee Credit Union - 6 Month CD Account 1.10% to 1.05% Mar 3, 2010
 

Your Credit and CD Rates

A Certificate of Deposit, or CD is similar to a savings account in that it earns interest, but different in that you can set a length of time (anywhere from 3 months to 5 years) that you will not touch your savings. The reason you may choose this option is that banks typically offer higher interest rates because they know you are not going to withdraw the money. Banks can then loan your money out, and pay you a higher Bank Rate to allow you to earn even more money.

Most investing options do not require a strong credit score to become an investor. However, there are a few who do, particularly high interest rate savings accounts. Even if they do not require a credit check, it is a good idea to always remain on top of your credit.

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Best CD Rates, IRAs and Investments in Dublin

Dublin Banking Rates want to help you earn money, save money and put yourself in the best position for your own financial situation. If you have a savings account that you do not need for the rest of this year, it may be a good idea to invest into a 6-12 month CD and take advantage of the higher interest rates. You can earn up to 1% or more in a CD versus a savings account with a $5000 CD over 10 years; that can be over $500-$1000 more in interest payments with the higher CD rate.

Many local Dublin credit unions offer competitive CD rates, money market accounts and IRAs, as do the larger national banks. If you want to get the highest interest rates, be sure to thoroughly research banks with the best offers before you make your decision. Dublin Banking Rates has relationships with many banks to maximize the potential of finding the best rates.

CD Rates When Interest Rates are Falling in Dublin, OH

A clear advantage of investing in CD’s is that CD Rates are fixed, meaning you lock in an interest rate for the entire term of the CD, and it does not change. When interest rates are dropping, your CD stays at a higher rate. If you money is in a savings account, or interest paying checking account, your interest rate will drop daily, if rate are falling. Learn from Dublin Banking Rate partners if rates are falling or rising, and make the right choice to earn more money.

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Check Rates in These Cities Near Dublin:

Serving the Following Dublin Zip Codes:

LakewoodCincinnatiDayton
ColumbusCantonToledo
AkronClevelandYoungstown
43016, 43017

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